CreditXpert Inc. Launches Strategic Partnership With Cendant Membership Services

Press Release
March 1, 2001
INTERNET WIRE -- CreditXpert Inc., a provider of personalized consumer credit management tools and content, yesterday announced a new strategic partnership with Cendant Membership Services (CMS), a subsidiary of Cendant Corporation (NYSE:CD). The partnership will incorporate CreditXpert(TM) technology in CMS' PrivacyGuard® credit protection and monitoring products for consumers and will be available in March this year.

CreditXpert Inc. will provide CMS PrivacyGuard PrivacyScore(SM) and detailed analysis, giving consumers unparalleled insight to their credit standing. PrivacyScore(SM) will provide consumers with a simple, numerical measurement of their creditworthiness as it appears to banks, credit card companies, mortgage lenders, and other credit providers. In addition, the analysis will outline the most important positive and negative factors influencing their credit.

"The addition of CreditXpert(TM) to Cendant Membership Services' credit management tools offers consumers an easy-to-understand snapshot of their creditworthiness," says Michael J. Mazzola, President, CreditXpert Inc. "The PrivacyGuard PrivacyScore(SM) will give consumers the insight they need to manage and improve the consumer's credit.

"We are very excited to be offering PrivacyScore(SM) to the members of our PrivacyGuard product. The CreditXpert(TM) technology will allow us to present a detailed and individualized analysis of the key factors that affect the credit of our members," said PrivacyGuard executive, Peter Wragg. "With over 6 million members, CMS' PrivacyGuard is the leader in helping consumers understand and manage their credit and is committed to bringing our members the best new tools as they become available."

The personal PrivacyScore and analysis also will provide consumers with their credit category; a credit rating based on a five-star scale, including the ability to rate between stars on the scale. In addition, CMS will provide consumers with their PrivacyScore National Ranking, an indication of how their PrivacyScore credit rating compares to the rest of the United States population.

About CreditXpert Inc.

CreditXpert Inc. is the first provider of personalized credit analyses and credit scores that help consumers educate themselves about their creditworthiness and understand the credit decision process. CreditXpert(TM) offers e-finance sites and lenders powerful new ways to attract, engage, and retain customers by creating a more interactive lending experience. By powering their products and services with CreditXpert(TM), e-finance sites and lenders offer unique, personalized content and tools for consumer credit management, including the CreditXpert Credit Score(TM) and the CreditXpert Credit Analysis(TM), which are customized to meet the unique needs of CreditXpert Inc.'s B2B partners. For more information, visit www.creditxpert.com.

About Cendant Membership Services

Cendant Membership Services is a division of Cendant Corporation, a diversified global provider of business and consumer services primarily within the real estate and travel sectors. The Company's core competencies include building franchise systems and providing outsourcing services. Cendant is among the world's leading franchisers of real estate brokerage offices, hotels, rental car agencies, and tax preparation services.

Cendant is also a provider of outsourcing solutions to its business partners including mortgage origination, employee relocation, customer loyalty programs, and vacation exchange services. Other business units include NCP, the UK's largest private car park operator, and WizCom, an information technology services provider.

With headquarters in New York City, the Company has approximately 28,000 employees and operates in over 100 countries. More information about Cendant, its companies, brands and current SEC filings may be obtained by calling 877-4INFO-CD (877-446-3623) or by visiting the Company's Web site at, www.cendant.com.

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Contact:
 Jen  Kellar
 Weber Shandwick Worldwide
 410-558-2100
 jkellar@webershandwick.com

 Michael J.  Mazzola
 CreditXpert Inc.
 410-239-9000 x226
 mmazzola@creditxpert.com