Avatar Reports 1999 Results

Company Press Release: Avatar Holdings, Inc.

March 23, 2000
CORAL GABLES, FL -- Avatar Holdings Inc. (Nasdaq: AVTR) yesterday reported net income for 1999 of $88,150,000 on revenues of $190,690,000, compared with a net loss for 1998 of $22,785,000 on revenues of $113,482,000. Revenues for 1999 do not include operating revenues, or proceeds from the sales, of discontinued water and wastewater utilities and vacation ownership operations.

Continuing operations before income taxes for 1999 resulted in a net loss of $1,593,000, compared to a net loss of $17,720,000 for 1998, including expenses related to development of Avatar's active adult community, Solivita, in Poinciana, Florida. Net of such development expenses of $3,409,000 in 1999 and $1,074,000 in 1998, operations resulted in a pre-tax operating profit of $1,816,000 for 1999 compared to a loss of $16,646,000 for 1998.

The improvement in net income from continuing operations for 1999 is primarily attributable to an increase in homebuilding profitability at Avatar's communities in Harbor Islands, Poinciana and Cape Coral, Florida and Rio Rico, Arizona and a reduction in net interest expense. The improvement in homebuilding profitability is partially offset by an increase in expenses related to development of Avatar's active adult community, Solivita.

The following table summarizes selected homebuilding data for 1999,1998 and 1997.

Dollar Volume $112,833,000 $99,162,000 $73,571,000

Average Price

Per Unit $243,700 $196,750 $144,540

    Backlog
     Number of Units                    339             397           376
    Aggregate
     Dollar Value               $90,321,000     $84,711,000   $57,043,000
    Average Price Per
     Unit                          $266,434        $213,378      $151,710

Revenues generated from closings at Poinciana and Cape Coral, Florida, and Rio Rico, Arizona, increased $4,444,000 (or 7.8%) from 1998 to 1999. Pre-tax profit contribution increased 131.8% to $6,605,000 for 1999 from $2,850,000 for 1998. Cash flow generated from homebuilding activities at these three communities increased 91.3% to $7,605,000 for 1999 from $3,976,000 for 1998. Avatar's Harbor Islands community neared sell out of its current phases in 1999, with contracts signed increasing $19,369,000 (44.8%) to $62,597,000 (109 units) in 1999 from $43,228,000 (87 units) in 1998. Closings at Harbor Islands generated revenues of $46,161,000 for 1999, an increase of 210.3% over revenues of $14,876,000 for 1998, resulting in a pre-tax profit of $7,428,000, compared to a loss of $2,383,000 for 1998. At Harbor Islands, cash flow of $8,688,000 for 1999 compares to a deficit of $1,509,000 for 1998.

Avatar's assets on December 31, 1999 totaled $391,135,000, compared to $472,991,000 on December 31, 1998, which included $182,120,000 related to discontinued water and wastewater utilities operations and $26,479,000 related to discontinued vacation ownership operations. Stockholders' equity at December 31, 1999 was $193,577,000, compared to $112,257,000 at December 31, 1998.

In 1999, Avatar made open market purchases of 764,164 shares of its Common Stock at an average price of $16.42 per share and $2,633,000 principal amount of its 7% Convertible Subordinated Notes at an average price of $94.294. At December 31, 1999, there were 8,405,938 shares of Avatar Common Stock outstanding with a book value of $23.03 per share.

In April 1999, Avatar sold substantially all of its water and wastewater utilities operations for a cash sales price of $208,619,000, subject to certain adjustments, which resulted in available pre-tax cash proceeds of $139,249,000 after payment of indebtedness, certain other liabilities and expenses and redemption of preferred stock of a utilities subsidiary. In July 1999, Avatar sold its vacation ownership operations, which resulted in pre-tax cash proceeds of $3,497,000, subject to certain adjustments. In June 1999, Avatar sold certain real estate assets located in Cape Coral, Florida, for approximately $44,859,000, resulting in pre-tax cash proceeds of approximately $37,000,000 after payment of related indebtedness and expenses.

Avatar Holdings Inc. is primarily engaged in real estate operations in Florida and Arizona. Its principal real estate operations are conducted at Poinciana in central Florida near Orlando, Harbor Islands on Florida's east coast and at Rio Rico, south of Tucson, AZ. Avatar's common shares trade on The Nasdaq Stock Market under the symbol AVTR. The 7% Notes trade on The Nasdaq SmallCap Market under the symbol AVTRG.

Certain statements discussed herein constitute ``forward-looking statements'' within the meaning of the Private Securities Litigation Reform Act of 1995. Such forward-looking statements involve known and unknown risks, uncertainties and other important factors that could cause the actual results, performance or achievements of results to differ materially from any future results, performance or achievements expressed or implied by such forward- looking statements. Such risks, uncertainties and other important factors include, among others: the successful implementation of Avatar's business strategy; shifts in demographic trends affecting active adult communities and other real estate development; the level of immigration and in-migration to regional market areas; national and local economic conditions and events, including employment levels, interest rates, consumer confidence, the availability of mortgage financing and demand for new and existing housing; access to future financing; competition; changes in, or the failure or inability to comply with, government regulations; and other factors as are described in Item 7 (Management's Discussion and Analysis of Financial Condition and Results of Operations) of Avatar's Form 10-K.

                    AVATAR HOLDINGS INC. AND SUBSIDIARIES
    Selected financial data for the years ended December 31, 1999 and 1998
                 (Dollars in thousands except per share data)

                                    1999                    1998

    Revenues                     $190,690                $113,482

    Net (loss) from
     continuing operations       ($1,030)               ($17,720)

    Income from
     discontinued operations         $634                  $3,643

    Gain (loss) on
     disposal of
      discontinued
       operations, less
        income tax expense
         of $12,492 for 1999      $88,546                ($6,400)

    Income (loss) before
     extraordinary item           $88,150               ($20,477)

    Extraordinary item:
     (loss) on early
      extinguishment of debt          ---                ($2,308)

    Net income (loss)             $88,150               ($22,785)

    Basic and diluted EPS:

     (Loss) from
      continuing operations       ($0.11)                 ($1.93)

     Income from
      discontinued operations       $0.07                   $0.40

     Gain (loss) on
      disposal of discontinued      $9.68                 ($0.70)
       operations

     (Loss) from
      extraordinary item              ---                 ($0.25)

     Net income (loss)              $9.64                 ($2.48)

    Total assets                 $391,135                $472,991

    Total
     stockholders' equity        $193,577                $112,257

    Stockholders' equity
     per share                     $23.03                  $12.24


SOURCE: Avatar Holdings, Inc.