Bluegreen Corporation Announces Profitable Fourth Quarter and Fiscal 2002 Financial Results

Press Release: Bluegreen Corporation
June 5, 2002
BOCA RATON, FL -- Bluegreen Corporation (NYSE:BXG)

    FY 2002 Highlights vs. FY 2001

    --  Net Income Rises 332% to $11.7 Million, or $.46 Per Share
    --  S,G & A Expenses Decline to 48.7% From 53.6% of Total
        Operating Revenues
    --  Timeshare Sales Reach a Record $144.2 Million, Comprising 60%
        of Total Sales
    --  Homesite Sales Rise 8.4% to $96.4 Million
    --  Book Value of $6.16 Per Share; Debt to Equity Ratio of 1.37:1


Bluegreen Corporation (NYSE: BXG), a leading U.S. developer and marketer of drive-to timeshare resorts, golf communities and residential land homesites, yesterday announced financial results for the fourth quarter and fiscal year ended March 31, 2002 (see attached tables).

George F. Donovan, President and Chief Executive Officer of Bluegreen®, commented, "Fiscal 2002 was a very successful and satisfying year for Bluegreen. The success of our strategic business initiatives, the growing consumer acceptance of our Bluegreen Vacation Club(TM) and high-quality residential land and golf communities, as well as a growing base of owners, combined to produce record sales and a significant increase in profitability."

Net income for fiscal 2002 increased 332% to $11.7 million, or $.46 per share, compared to net income of $2.7 million, or $.11 per share, last year. Bluegreen reported a $2.0 million improvement in net income for the fourth quarter of fiscal 2002 to $1.0 million, or $.04 per share, versus a net loss of $935,000, or $.04 per share, for the same period last year. The Company noted that the fourth quarter of fiscal 2002 was Bluegreen's fourth consecutive quarter of profitability and the fifth consecutive quarter in which the Company's results improved over those reported in the same quarter of the prior fiscal year.

Improvements in net income for both periods are due primarily to the positive effect of the Company's strategic business plan, most notably in the efficiencies that the Company believes are being achieved as Bluegreen's customer base reaches critical mass. Bluegreen's improved operating efficiencies are illustrated when considering that the triple digit increase in net income for fiscal 2002 on just a 4.6% rise in total operating revenues. Selling, general and administrative expense ("S,G & A") as a percentage of total operating revenues declined to 48.7% in fiscal 2002 from 53.6% last year; S,G & A as a percentage of total operating revenues fell to 49.9% in the fiscal 2002 fourth quarter from 54.6% in the fourth quarter of fiscal 2001.

Timeshare sales for fiscal 2002 increased to $144.2 million from $141.0 million last year, due primarily to increased same-resort sales, as Bluegreen did not open any new sales offices during fiscal 2002. Timeshare sales in the fourth quarter of fiscal 2002 increased to $33.4 million from $32.7 million for the same period one year ago.

Homesite sales in fiscal 2002 rose 8.4% to $96.4 million from $88.9 million last year. Higher sales were due primarily to the demand for homesites at the Company's golf course communities, highlighted by continued strong sales at the Preserve at Jordan Lake, which is located near Raleigh-Durham, NC, and continued success in the Texas market. Sales also benefited from lower interest and mortgage rates. Homesite sales for the fourth quarter of fiscal 2002 held steady at $22.5 million versus $22.9 million for the same period last year.

Mr. Donovan continued, "We believe consumers are increasingly becoming aware of and accepting Bluegreen's high-quality, amenity-rich, drive-to (excluding Aruba) timeshare resort properties, which are located in close proximity to some of the nation's most popular vacation destinations. We also believe that the location of our resorts helped to reduce the economic impact of the September 11th attacks that so dramatically affected the travel industry. During fiscal 2002, we expanded our timeshare product offerings through the purchase of the Solara Surfside, a luxury beachfront resort located within easy reach of Miami Beach and the upscale Bal Harbor area. The approximately 3,000 intervals at the resort are configured to include one-bedroom and two-bedroom oceanfront units. We also opened our state-of the-art, 17,000 square foot, three-story sales center at Big Cedar, which is designed to extend the wilderness theme of Big Cedar Wilderness Club, and launched a variety of new and exciting marketing programs. We are very pleased with the progress made during fiscal 2002 with our exclusive, ten-year marketing agreement with Bass Pro Shops, Inc., which continues through June 2010. We have opened staffed sales outlets in 9 of Bass Pro Shops' retail stores to sell three-day, two-night mini-vacation packages. We believe that these packages are an important sales tool for Bluegreen, as they provide us with the opportunity to cultivate qualified sales prospects into potential new timeshare owners. This cultivation is made easier by the fact that, through their purchase of a Bluegreen vacation package, these individuals are already familiar with the Bluegreen brand.

"Subsequent to our fiscal 2002 year end, and as previously announced, we were advised that Levitt Companies, LLC, a subsidiary of BankAtlantic Bancorp, Inc. (NYSE: BBX), acquired an aggregate of approximately 8 million shares of Bluegreen's outstanding common stock from affiliates of Morgan Stanley Dean Witter & Co., Inc., and Grace Brothers, Ltd. in private transactions. As a result of these purchases, combined with prior holdings in the Company, Levitt now owns approximately 40% of Bluegreen's outstanding common stock. We also welcomed Levitt Companies' Chairman Alan B. Levan, and President John E. Abdo, to Bluegreen's Board of Directors. Bluegreen also executed an agreement with ING Capital LLC, under which ING assumed a revolving timeshare receivables purchase facility that Bluegreen had originally entered into in June 2001 with another institution. ING expanded the facility to $125 million (from $75 million) and extended the term through April 2003."

Bluegreen is one of the leading companies engaged in the acquisition, development, marketing and sale of timeshare resorts, golf communities and residential land. The Company's timeshare resorts are located in a variety of popular vacation destinations including Orlando, Florida; the Smoky Mountains of Tennessee; Myrtle Beach, South Carolina; Charleston, South Carolina; Branson, Missouri; Wisconsin Dells, Wisconsin; Gordonsville, Virginia; Ridgedale, Missouri; Surfside, Florida; and Aruba, while its land operations are predominantly located in the Southeastern and Southwestern United States.

This press release contains forward-looking statements and the Company desires to take advantage of the "safe harbor" provisions of the Private Securities Litigation Reform Act of 1995 in connection with these statements. Statements made by George Donovan and any other statements contained herein that are not statements of historical fact may be deemed forward-looking statements. The words "believe," "expect," "intend," "anticipate," "project," "may," "should," "designed to," "estimate," "hope," "plan" and similar expressions identify forward-looking statements, which speak only as of the date the statement was made. The Company does not undertake and specifically disclaims any obligation to publicly update or revise any forward-looking statements, whether as a result of new information, future events, or otherwise. Forward-looking statements are based on current expectations and assumptions and are inherently subject to risks and uncertainties, some of which cannot be predicted or quantified and many of which are beyond the Company's control. Future events, industry trends and actual results could differ materially from those set forth in, contemplated by, or underlying such forward-looking statements. The risks and uncertainties to which forward-looking statements are subject include, but are not limited to, actual results for future periods may differ from those estimated, consumer demand and acceptance of the Company's products may be less than anticipated, regulatory changes, changes in national or regional economic conditions, including interest rates, that can affect the real estate market, risks associated with a large investment in real estate, shortages of available inventory, the risk that the Company will not be able to continue to increase its customer base and/or achieve efficiencies, borrow under credit facilities, sell receivables under the timeshare receivables purchase facility referred to in this release or have sufficient outstanding sources of financing to satisfy its needs, the strategic business plan and initiatives referred to in this release will not be successfully implemented, the Big Cedar project and the Company's relationship with Bass Pro Shops may not be profitable, the economic and other impact of September 11th and other national and world events may have an adverse impact on the Company, and other risks detailed from time to time in the Company's filings with the Securities and Exchange Commission, including its most recent annual report on Form 10-K, its most recent quarterly report on Form 10-Q and the Form 10-K to be filed on or about June 28, 2002. Given these risks and uncertainties, investors are cautioned not to place undue reliance on such forward-looking statements and no assurances can be given that such statements will be achieved.

                         BLUEGREEN CORPORATION
                 Consolidated Statements of Operations
                   (In 000's, Except Per Share Data)

                        Three Months Ended            Year Ended
                        ------------------            ----------
                        March 31,   April 1,      March 31,    April 1
                          2002       2001           2002        2001
                          ----       ----           ----        ----
                             Unaudited                 Unaudited
REVENUES:
Timeshare sales          $33,380  $32,699        $144,226    $140,975
Homesite sales            22,545   22,926          96,402      88,899
                         -------  -------        --------    --------
Total sales               55,925   55,625         240,628     229,874

Other resort and golf
 operations revenue        6,286    5,299          25,470      24,649
Interest income            3,592    3,783          15,447      17,317
Gain on sale of notes
 receivable                2,066    1,015           6,280       3,281
Other income                 115    -                -           -
                         -------  -------        --------    -----
Total operating revenues  67,984   65,722         287,825     275,121
                         -------  -------        --------    --------

EXPENSES:
Cost of sales:
    Timeshare cost of
     sales                 7,862    7,564          33,588      31,049
    Homesite cost of
     sales                14,530   12,402          52,937      47,746
                         -------  -------        --------    --------
Total cost of sales       22,392   19,966          86,525      78,795
Cost of other resort
 and golf operations       5,700    5,457          23,599      24,951
Selling, general and
 administrative expense   33,899   35,854         140,189     147,592
Interest expense           2,888    4,228          13,017      15,494
Provision for loan
 losses                    1,168    1,496           4,851       4,887
Other expense                -        536             162         400
                         -------  -------        --------    --------
Total operating expenses  66,047   67,537         268,343     272,119
                         -------  -------        --------    --------
Income (loss) before
 taxes                     1,937   (1,815)         19,482       3,002
Provision (benefit)
 for income taxes            746     (698)          7,501       1,156
Minority interest income
 (loss) of consolidated
    subsidiary               142     (182)            249        (871)
                         -------  -------        --------    ---------

Net income (loss)        $ 1,049  $  (935)       $ 11,732    $  2,717
                         =======  ========       ========    ========

Net income (loss) per
 share:
   Basic:                $ 0.04   $(0.04)        $   0.48    $   0.11
                         ======   ======         ========    ========
   Diluted:              $ 0.04   $(0.04)        $   0.46    $   0.11
                         ======   ======         ========    ========

Weighted average number
of common and common
equivalent shares:
     Basic                24,304   24,190          24,256      24,242
                         =======  =======        ========    ========
     Diluted              24,407   24,190          29,993      24,316
                         =======  =======        ========    ========


                         BLUEGREEN CORPORATION
                 Condensed Consolidated Balance Sheets
                              (in 000's)

                                    March 31,            April 1,
                                       2002                2001
                                       ----                ----

ASSETS
Cash and cash equivalents        $       48,715       $       40,016
Contracts receivable, net                21,818               18,507
Notes receivable, net                    55,648               74,796
Inventory, net                          187,688              193,634
Retained interests in notes
 receivable sold                         38,560               19,898
Property and equipment, net              49,338               41,462
Other assets                             33,394               31,368
                                 --------------       --------------
Total assets                     $      435,161       $      419,681
                                 ==============       ==============

LIABILITIES AND SHAREHOLDERS'
 EQUITY
Liabilities
Accounts payable, accrued
 liabilities and other           $       44,703       $       37,416
Deferred income                           5,043                5,314
Deferred income taxes                    27,408               19,329
Lines-of-credit and notes payable        54,890               67,620
10.50% senior secured notes
 payable                                110,000              110,000
8.00% convertible subordinated
 notes payable                            6,000                6,000
8.25% convertible subordinated
 debentures                              34,371               34,371
                                 --------------       --------------
Total liabilities                       282,415              280,050

Minority interest                         3,090                2,841

Total shareholders' equity              149,656              136,790
                                 --------------       --------------
   Total liabilities and
    shareholders' equity         $      435,161       $      419,681
                                 ==============       ==============


--------------------------------------------

Contact: 
     Bluegreen Corporation
     John Chiste, 561/912-8010
     john.chiste@bxgcorp.com
       or
     INVESTOR RELATIONS COUNSEL:
     The Equity Group Inc.
     Devin Sullivan, 212/836-9608
     www.theequitygroup.com