RFS Reports Fourth Quarter Results Exceed Analysts' Expectations, Declares Dividend

Press Release: RFS Hotel Investors Inc.
February 1, 2002
MEMPHIS, TN -- RFS Hotel Investors, Inc. (NYSE:RFS) yesterday announced funds from operations (FFO) for the fourth quarter ended December 31, 2001, of $6.9 million, or $0.25 per share, compared to $13.5 million, or $0.50 per share, for the same quarter a year ago, a decline of 50% in FFO per share. Following the events of September 11, 2001, the Company announced on November 1, 2001, that it expected its fourth quarter FFO to range from $0.10 to $0.25 per share. FFO results were $0.06 higher than the consensus analysts' estimate of $0.19. FFO for the year ended December 31, 2001, was $51.2 million, or $1.85 per share, compared to 2000 FFO of $64.2 million, or $2.37 per share, a decline of 22% in FFO per share.

Fourth Quarter Highlights

    --  Comparable hotels revenue per available room (RevPAR) declined
        15.9% for the quarter. The following represents changes in
        RevPAR as compared to the prior year comparable periods by
        market segment:

                                 RevPAR Change
                                 -------------
                         Quarter        Year to Date
                         -------        ------------
 Comparable Hotels            58                  56
 Full Service              (26.6%)             (10.4%)
 Extended Stay            (  8.4%)            (  1.3%)
 Limited Service          (  6.0%)            (  0.3%)
    Total                  (15.9%)            (  4.6%)

    --  The Company's 10 California hotels experienced an average
        decline in quarterly RevPAR of 29.7%. The California hotels
        represented 33% of the Company's quarterly room revenue. The
        six hotels in northern California, consisting of two in San
        Francisco and four in Silicon Valley, experienced an average
        decline in quarterly RevPAR of 42.7%. Exclusive of these six
        northern California hotels, RevPAR declined 6.9% for the
        quarter.

    --  Hotel operating margins (pro forma hotel EBITDA as a
        percentage of total revenue) declined 6.6 percentage points in
        the quarter. For the year, hotel operating margins declined
        3.2 percentage points.

    --  Earnings before interest, taxes, depreciation and amortization
        (EBITDA) decreased 28.7% to $14.3 million for the quarter and
        declined 9.4% for the year.

    --  The Company realized an unleveraged FFO return on investment
        of 11.3% in its 56 comparable hotels for the year ended
        December 31, 2001. Based upon the Company's approximate 38%
        leverage and average borrowing costs of 7.9%, the Company
        realized a leveraged return on investment of 13.4%.

    --  EBITDA for the year ended December 31, 2001, was 3.3 times the
        Company's interest costs.

    --  Total debt was reduced by $1.6 million during the quarter.


Randy Churchey, president and chief operating officer, said, ``Operating results for the quarter were somewhat better than we anticipated for two reasons. First, the RevPAR decline of 15.9% was at the low end of the 15% to 25% range we expected. Second, Flagstone Hospitality, which operates 52 of our 58 properties, did an outstanding job of controlling costs. Although revenue declined by $9.9 million during the quarter, hotel EBITDA declined by only $7.3 million.

Our RevPAR results were adversely impacted by the six northern California hotels which continue to experience a dramatic fall off in business. Although we have increased our market share at these hotels, the combination of the dot-com debacle, well-publicized energy problems, a light convention calendar, the Japanese recession, and the terrorist acts of September 11, have resulted in an inordinately difficult operating environment in that market.``

Based upon studies performed by Smith Travel Research, an independent firm which provides information on the hospitality industry, RFS's hotels, for the year outperformed their competitors in most markets. Mr. Churchey stated, ``45 of our 58 hotels increased their market share in 2001 as measured by changes in RevPAR versus their competitive set of hotels. On average, our hotels increased market share by 4.6% during the year; and in northern California, one of the more difficult and competitive markets, our market share increased 12.2%.''

Capital

Despite the fact that FFO per share declined 50% during the quarter and 22% for the year ended December 31, 2001, the Company:

Kevin Luebbers, RFS executive vice president and chief financial officer, stated ``Since inception of RFS as a public company in 1993, we have adhered to three simple principles in managing our business: (1) minimize debt and maintain a strong, liquid balance sheet; (2) invest in assets where we are likely to receive a cash return which is greater than our cost of capital; and (3) maintain reasonable diversification in terms of geography, brand, and market segment. The benefits of this strategy are very apparent in difficult times such as the present. Our balance sheet continues to be strong, our debt coverage ratios are among the best in the hotel industry, our return on investment compares favorably to any other hotel company, and the Company's diversification strategy minimizes risks. We believe our results since our 1993 IPO prove that this strategy is the best way to get the highest risk-adjusted return over time.''

Outlook and Dividends

Robert Solmson, RFS chairman and chief executive officer, indicated, ``We stated on November 1 that it is extremely difficult, given the uncertainty of political events, to make accurate projections in this environment. However, we did indicate that we felt it was reasonable for our shareholders to expect FFO per share ranging from $1.55 to $1.75 per share in 2002 and, based upon this range of FFO per share, an annual dividend of $1.00 to $1.20 per share. This range assumes a mild economic recovery in the second half of 2002, resulting in flat to a 4% decline in RevPAR for 2002. We are still comfortable with these estimates and, therefore, are declaring a first quarter dividend of $0.25 per share payable on February 15, 2002, to shareholders of record on February 5, 2002.''

``Fortunately, our balance sheet is strong and we have no significant debt maturities prior to June 30, 2004. Additionally, the Company has spent over $80 million in the last four years on capital improvements which will permit us to reduce capital expenditures to approximately $9 million in 2002. Obviously, this is very beneficial and will enhance our ability to continue paying meaningful dividends to our shareholders during this difficult operating period.''

RFS Hotel Investors, Inc. (RFS) is a real estate investment trust (REIT) that owns 58 hotels with approximately 8,400 rooms located in 24 states. RFS's hotel portfolio is diversified by geography, brand and segment. Leading brands under which RFS hotels are operated include Sheraton®, Residence Inn by Marriott®, Hilton®, Doubletree®, Holiday Inn®, Hampton Inn®, and Homewood Suites by Hilton®. By segment, RFS receives approximately 42% of its EBITDA from full service hotels, 33% from extended stay hotels and 25% from limited service hotels. Additional information can be found on the Company's website at www.rfshotel.com.

Certain matters within this press release are discussed using forward-looking language as specified in the 1995 Private Securities Litigation Reform Law, and, as such, may involve known and unknown risks, uncertainties and other factors that may cause the actual results or performance to differ from those projected in the forward-looking statement. From time to time, these risks are discussed in the Company's filings with the Securities and Exchange Commission.

                       RFS Hotel Investors, Inc.
                        KEY COMPANY STATISTICS
                    QUARTER ENDED DECEMBER 31, 2001


                         Operating Statistics

Total Revenues     $48.6 million    EBITDA               $14.3 million

% Decrease in Revenues(1)   16.9%   % Decrease in EBITDA          28.7%

FFO               $  6.9 million    % of Hotel EBITDA(2)
                                      Full Service Hotels           42%
% Decrease in FFO           48.7%     Extended Stay Hotels          33%
                                      Limited Service Hotels        25%
FFO per Share            $  0.25

% Decrease in FFO per Share 49.7%



                          Capital Statistics

EBITDA/Interest(2)          3.3x    Debt/EBITDA(2)                 3.7x

EBITDA/Interest and         2.9x    Percentage of fixed             96%
Preferred Dividends(2)                interest rate debt


(1) As compared to pro forma three months ended December 31, 2000,
as if the Hilton lease termination occurred on January 1, 2000.

(2) EBITDA information is for the year ended December 31, 2001.


                      RFS HOTEL INVESTORS, INC.
                    CONSOLIDATED INCOME STATEMENTS
      FOR THE QUARTER AND YEAR ENDED DECEMBER 31, 2001 AND 2000
                (in thousands, except per share data)


                            Quarter Ended             Year Ended
                          Dec. 31,   Dec. 31,     Dec. 31,    Dec. 31,
                            2001        2000        2001        2000
                          --------   ---------    --------    --------
Revenue:
  Rooms                   $ 39,232               $ 188,725
  Food and beverage          4,490                  17,695
  Other operating
   departments               1,872                   9,103
  Lease revenue (1)          1,197    $ 23,838       5,782   $ 106,574
  Deferred revenue (1)       1,697      18,715
  Other                        156         132         573         785
                          --------  ----------     -------  ----------
      Total hotel revenue   48,644      42,685     221,878     107,359
                          -------- -----------     -------  ----------

Hotel operating expenses by department:
  Rooms                      8,249                  37,000
  Food and beverage          3,286                  13,533
  Other operating
   departments                 607                   2,201
Undistributed operating expenses:
  Property operating
   costs                     4,877                  22,550
  Property taxes,
   insurance and other       3,330       2,379      12,848      10,747
  Franchise costs            3,724                  17,007
  Maintenance and repair     2,193                   9,741
  Management fees            1,810                   5,762
  General and
   administrative            3,502                  15,228
                          --------   ---------  ----------  ----------
      Total hotel
       operating expenses   31,578       2,379     135,870      10,747
                          --------   ---------  ----------  ----------

Net hotel operating
  income (Hotel EBITDA)     17,066      40,306      86,008      96,612

Corporate expenses:

  Depreciation               7,352       6,898      29,605      27,198
  Amortization of
   deferred expenses
   and unearned
   compensation                606         477       2,738       1,710

  Interest expense           5,961       5,720      24,688      23,016
  General and
   administrative            1,085       1,554       4,208       6,304
  Hilton lease
   termination                                      65,496
  (Gain) loss on sale
   of hotel properties          73        (651)     (1,127)      4,376
  Minority interest in
   income (loss) of
   Operating Partnership         8       2,351      (1,157)      3,218
                       -----------  ----------   ---------   ---------
Income (loss) before
 income taxes                1,981      23,957     (38,443)     30,790
Provision for (benefit
 from) income taxes            493                 (24,714)
                       -----------  ----------   ---------   ---------

Net income (loss)            1,488      23,957     (13,729)     30,790

Preferred stock
 dividends                    (782)       (356)     (3,125)     (1,412)
Gain on redemption of
 Series A Preferred Stock                            5,141
                       -----------  ----------   ---------   ---------

Net income (loss)
 applicable to common
 shareholders                $ 706    $ 23,601   $ (11,713)   $ 29,378
                        ==========  ==========   =========   =========

  Diluted earnings
   (loss) per share         $ 0.03      $ 0.98     $ (0.47)     $ 1.20
  Weighted average
   common shares and
   equivalents outstanding  25,235      24,565      25,045      24,580


(1)      Deferred revenue is recorded for the Company's hotels which
         are leased to third parties in accordance with Staff
         Accounting Bulletin 101 which requires deferral of certain
         revenue until the third and fourth quarters. For the three
         months ended December 31, 2001 and 2000, five and fifty-nine
         hotels were leased to third-party lessees, respectively. SAB
         101 has no effect on rent payments under the Company's
         third-party leases or the Company's cash flow and no impact
         on full year revenue.



                       RFS HOTEL INVESTORS, INC.
                     CALCULATION OF FFO AND EBITDA
       FOR THE QUARTER AND YEAR ENDED DECEMBER 31, 2001 AND 2000
                 (in thousands, except per share data)

                             Quarter Ended           Year Ended
                          Dec. 31,    Dec. 31,    Dec. 31,    Dec. 31,
                            2001        2000        2001       2000
                         ---------    --------    --------    --------

Funds from operations:
Net income (loss)          $ 1,488    $ 23,957   $ (13,729)   $ 30,790
Minority interest in
  income (loss) of
  Operating Partnership          8       2,351      (1,157)      3,218
Hilton lease termination                            65,496
Deferred revenue            (1,697)    (18,715)
Deferred income taxes
  related to Hilton
  lease termination            473                 (24,734)
(Gain) loss on sale of
  hotel properties              73        (651)     (1,127)      4,376
Preferred stock dividends     (782)       (356)     (3,125)     (1,412)
Depreciation                 7,352       6,898      29,605      27,198
                         --------- ----------- -----------  ----------

     Funds from operations $ 6,915    $ 13,484    $ 51,229    $ 64,170
                         ========= =========== ===========  ==========

Weighted average common
  shares, partnership
  units and potential
  dilutive shares
  outstanding               27,694      27,126      27,655      27,120

     FFO per share          $ 0.25      $ 0.50      $ 1.85      $ 2.37

Earnings before interest, taxes, depreciation and amortization
   (EBITDA):
FFO                        $ 6,915    $ 13,484    $ 51,229    $ 64,170
Interest expense             5,961       5,720      24,688      23,016
Current income taxes            20                      20
Amortization                   606         477       2,738       1,710
Preferred stock dividends      782         356       3,125       1,412
                         --------- ----------- ----------- -----------

     Corporate EBITDA     $ 14,284    $ 20,037    $ 81,800    $ 90,308
                         ========= =========== =========== ===========


                       RFS HOTEL INVESTORS, INC.
                    CONSOLIDATED INCOME STATEMENTS
       FOR THE QUARTER AND YEAR ENDED DECEMBER 31, 2001 AND 2000
                 (in thousands, except per share data)

                             Quarter Ended            Year Ended
                           Actual Pro Forma(2)    Actual   Pro Forma(2)
                          Dec. 31,   Dec. 31,     Dec. 31    Dec. 31
                            2001        2000        2001      2000
                        ---------- ----------- ----------- -----------

Revenue:
  Rooms                   $ 39,232    $ 47,179   $ 188,725   $ 199,934
  Food and beverage          4,490       5,366      17,695      19,693
  Other operating
   departments               1,872       2,398       9,103       9,804
  Lease revenue (1)          1,197       1,470       5,782       5,877
  Deferred revenue (1)       1,697       1,946
  Other                        156         175         573         939
                       -----------  ---------- -----------  ----------
      Total hotel revenue   48,644      58,534     221,878     236,247
                       -----------  ---------- -----------  ----------

Hotel operating expenses by department:
  Rooms                      8,249       9,479      37,000      38,195
  Food and beverage          3,286       3,796      13,533      14,489
  Other operating
   departments                 607         575       2,201       2,287
Undistributed operating expenses:
  Property operating
   costs                     4,877       6,026      22,550      23,047
  Property taxes,
   insurance and other       3,330       2,674      12,848      11,763
  Franchise costs            3,724       3,872      17,007      16,161
  Maintenance and repair     2,193       2,480       9,741       9,760
  Management fees            1,810       1,374       5,762       5,735
  General and
   administrative            3,502       3,845      15,228      15,651
                           -------------------------------------------
      Total hotel
       operating expenses   31,578      34,121     135,870     137,088
                           -------------------------------------------

Net hotel operating
 income (Hotel EBITDA)      17,066      24,413      86,008      99,159

Corporate expenses:
  Depreciation               7,352       6,742      29,605      26,575
  Amortization of
   deferred expenses
   and unearned
   compensation                606         480       2,738       1,710
  Interest expense           5,961       6,073      24,688      24,427
  General and
   administrative            1,085       1,556       4,208       6,304
  Hilton lease
   termination                                      65,496
  (Gain) Loss on sale
   of hotel properties          73         376      (1,127)      4,376
  Minority interest in
   income (loss) of
   Operating Partnership         8         652      (1,157)      3,218
                       ----------- ----------- ----------- -----------

Income before income taxes   1,981       8,534     (38,443)     32,549
Provision for (benefit
  from) income taxes           493         542     (24,714)      2,679
                          -------- ----------- ----------- -----------

Net income (loss)            1,488       7,992     (13,729)     29,870
Preferred stock dividends     (782)       (782)     (3,125)     (3,125)
Gain on redemption of
  Series A Preferred Stock                           5,141
                       ----------- ----------- ----------- -----------

Net income (loss)
  applicable to common
  shareholders               $ 706     $ 7,210   $ (11,713)   $ 26,745
                       =========== =========== =========== ===========
  Diluted earnings per
   share                    $ 0.03      $ 0.29     $ (0.47)     $ 1.09
  Weighted average
   common shares and
   equivalents outstanding  25,235      24,565      25,045      24,580

    (1) Deferred revenue is recorded for the Company's hotels which
        are leased to third parties in accordance with Staff
        Accounting Bulletin 101 which requires deferral of certain
        revenue until the third and fourth quarters. For the three
        months ended December 31, 2001 and 2000, five and fifty-nine
        hotels were leased to third-party lessees, respectively. SAB
        101 has no effect on rent payments under the Company's
        third-party leases or the Company's cash flow and no impact on
        full year revenue.

    (2) Assumes that the Hilton lease termination transaction, the
        sales of three hotels in 2000 and early 2001, the redemption
        of the Company's Series A Preferred Stock and the issuance of
        the Company's Series B Preferred Stock occurred on January 1,
        2000. It includes the results of the Farmington Hills hotel
        which was sold on May 31, 2001.


                       RFS HOTEL INVESTORS, INC.
              CALCULATION OF PRO FORMA FFO AND EBITDA (2)
       FOR THE QUARTER AND YEAR ENDED DECEMBER 31, 2001 AND 2000
                 (in thousands, except per share data)


                             Quarter Ended           Year Ended
                          Actual  Pro Forma(2)    Actual  Pro Forma(2)
                         Dec. 31,     Dec. 31,    Dec. 31,    Dec. 31,
                            2001        2000        2001        2000
                       ----------- ----------- ----------- -----------

Funds from operations:
Net income (loss)          $ 1,488     $ 7,992   $ (13,729)   $ 29,870
Minority interest in
  income (loss) of
  Operating Partnership          8         652      (1,157)      3,218
Hilton lease termination                            65,496
Deferred revenue            (1,697)     (1,946)
Deferred income taxes
  related to Hilton
  lease termination            473         542     (24,734)      2,679
(Gain) loss on sale of
  hotel properties              73         376      (1,127)      4,376
Preferred stock dividends     (782)       (782)     (3,125)     (3,125)
Depreciation                 7,352       6,742      29,605      26,575
                        ---------- -----------  ----------  ----------

   Funds from operations   $ 6,915    $ 13,576    $ 51,229    $ 63,593
                        ========== ===========  ==========  ==========

Weighted average common
  shares, partnership
  units and potential
  dilutive shares
  outstanding               27,694      27,126      27,655      27,120

   FFO per share            $ 0.25      $ 0.50      $ 1.85      $ 2.34

Earnings before interest,
  taxes, depreciation
  and amortization
  (EBITDA):
FFO                        $ 6,915    $ 13,576    $ 51,229    $ 63,593
Interest expense             5,961       6,073      24,688      24,427
Current income taxes            20                      20
Amortization                   606         480       2,738       1,710
Preferred stock dividends      782         782       3,125       3,125
                         --------- -----------  ---------- -----------

     Corporate EBITDA     $ 14,284    $ 20,911    $ 81,800    $ 92,855
                         ========= ===========  ========== ===========


                       RFS HOTEL INVESTORS, INC.
                      CONSOLIDATED BALANCE SHEETS
                 (in thousands, except per share data)
                                                 Dec. 31,    Dec. 31,
                                                    2001        2000
                                                 ---------   ---------
                                  ASSETS
Investment in hotel properties, net               $615,562    $635,997
Cash and cash equivalents                            5,735       3,681
Restricted cash                                      6,817       4,929
Accounts receivable                                  5,533      13,041
Notes receivable                                                   626
Deferred expenses, net                               6,964       6,814
Other assets                                         3,517       8,379
Deferred income taxes                               24,734
                                               -----------  ----------
             Total assets                         $668,862    $673,467
                                               -----------  ----------

                 LIABILITIES AND SHAREHOLDERS' EQUITY
Accounts payable and accrued expenses              $20,857     $12,734
Borrowings on Line of Credit                        81,188      50,273
Long-term obligations                              219,947     227,158
Minority interest in Operating Partnership,
  2,458 and 2,562 units issued and outstanding
  at December 31, 2001 and 2000, respectively       31,059      34,848
                                                ----------  ----------
             Total liabilities                     353,051     325,013
                                                ----------  ----------

Preferred Stock, $.01 par value, 5,000 shares
  authorized, 250 shares issued and outstanding
  at December 31, 2001                              25,000
                                                ----------

Commitments and contingencies

Shareholders' equity:
  Preferred Stock, $.01 par value, 5,000 shares
    authorized, 974 shares issued and outstanding
    at December 31, 2000                                            10
  Common Stock, $.01 par value, 100,000 shares
    authorized, 25,811  and 25,088 shares issued
    at December 31, 2001 and 2000, respectively        258         251
  Additional paid-in capital                       368,361     374,910
  Other comprehensive income                        (3,220)
  Treasury stock, at cost, 576 shares               (8,100)     (8,100)
  Distributions in excess of earnings              (66,488)    (18,617)
                                                ----------    --------
          Total shareholders' equity               290,811     348,454
                                                ----------    --------
             Total liabilities, preferred stock
              and shareholders' equity            $668,862    $673,467
                                                ==========    ========


                       RFS Hotel Investors, Inc.
               COMPARABLE HOTEL OPERATING STATISTICS (1)

For the three months ended December 31, 2001

                         ADR         Occupancy          REVPAR
                  --------------- ------------------ -----------------

                         Variance           Variance          Variance
                             vs.               vs.               vs.
     Segment       2001     2000    2001      2000     2001      2000
--------------- -------- -------- --------  -------- -------- --------

Full Service    $ 100.65    (13.2%)  57.6% (10.6 pts) $ 57.99    (26.6%)
Extended Stay    $ 94.47      0.4%   71.4%  (6.9 pts) $ 67.43     (8.4%)
Limited Service  $ 68.62     (0.9%)  58.9%  (3.2 pts) $ 40.45     (6.0%)
                -------- -------- -------  --------  -------   -------

Total            $ 87.19     (6.6%)  61.7%  (6.8 pts) $ 53.83    (15.9%)
                ======== ======== =======  ========  =======   =======


For the year ended December 31, 2001

                       ADR            Occupancy           REVPAR
                ----------------- ------------------ -----------------

                        Variance           Variance           Variance
                             vs.               vs.               vs.
     Segment      2001     2000    2001       2000     2001     2000
---------------   ------  ------- -------  ---------  ------- --------

Full Service    $ 108.52     (2.0%)  67.9%  (6.4 pts) $ 73.73    (10.4%)
Extended Stay    $ 96.55      2.0%   78.5%  (2.7 pts) $ 75.83     (1.3%)
Limited Service  $ 70.91      1.8%   67.4%  (1.4 pts) $ 47.79     (0.3%)
               ---------  -------  ------   --------  -------   ------

Total            $ 90.50     (0.1%)  70.7%  (3.3 pts) $ 63.95     (4.6%)
               =========  =======  ======   ========  =======   ======

(1)   For the three months ended December 31, 2001, includes all 58
      hotels owned. For the year ended December 31, 2001, includes 56
      of the 58 hotels owned. Excludes the Hilton San Francisco
      Fisherman's Wharf hotel, which underwent renovation and was
      converted from a Ramada Plaza in 2000, and the Sheraton Hotel in
      Birmingham, Alabama, which was undergoing renovation in 2000.



                       RFS Hotel Investors, Inc.

                   RETURN ON INVESTMENT ANALYSIS (1)

                        As of December 31, 2001
                        (Amounts in thousands)

                       Total
                    Investment,       EBITDA for the
                       Before           Year Ended         Return on
                  Depreciation (2)   December 31, 2001    Investment
                   ---------------    ---------------   ----------------

Full Service            $ 300,029           $ 32,853              10.9%

Extended Stay           $ 220,754           $ 28,240              12.8%

Limited Service         $ 209,654           $ 21,328              10.2%
                   ---------------    ---------------   ----------------

Total                   $ 730,437           $ 82,421              11.3%
                   ---------------    ---------------   ----------------


(1)   Includes 56 of the 58 hotels owned at December 31, 2001.
      Excludes two hotels undergoing major renovations (Hilton San
      Francisco Fisherman's Wharf which was converted from a Ramada
      Plaza in 2000 and the Sheraton Hotel in Birmingham which was
      undergoing renovation in 2000).

(2)   Total investment includes original cost and all capital
      expenditures since acquisition. Also includes the costs
      associated with the Hilton lease termination of approximately
      $60 million. These costs were required to be written-off as a
      cancellation of executory contracts and therefore are not
      included on the balance sheet. However, for return on investment
      analysis, this amount is included in the total investment.


                       RFS HOTEL INVESTORS, INC.
                           OUTSTANDING DEBT
                           December 31, 2001


               Balance                  Interest Rate       Maturity
               -------                  -------------       --------
            (in thousands)

Line of Credit  $ 81,188  LIBOR + 200bp Fixed/Variable(1)   July 2004
Mortgage          33,181     6.83%          Fixed          August 2008
Mortgage          25,000     7.30%          Fixed         November 2011
Mortgage          92,087     7.83%          Fixed         December 2008
Mortgage          18,271     8.22%          Fixed         November 2007
Mortgage          51,408     8.00%          Fixed          August 2010
             -----------

               $ 301,135
             ===========

(1)   $40.0 million carries a fixed interest rate of 6.535% plus 200
       basis points at December 31, 2001 through an interest rate swap
       maturing in July 2003. In addition, $30.0 million carries a
       fixed interest rate of 4.775% plus 200 basis points at December
       31, 2001 through a second interest rate swap maturing in July
       2003.

                                   Debt Maturities
                                   (in millions)

                        2002              $ 6.5
                        2003                7.0
                        2004               88.7
                        2005                8.2
                        2006                8.8
                     Thereafter           181.9
                                   -------------
                                        $ 301.1
                                   =============

       Weighted average maturity of fixed rate debt is 7.3 years.
       (Excludes $70.0 million of the Line of Credit that carries
       fixed interest rates through interest rate swaps)


---------------------------------------------------

Contact: 
     RFS Hotel Investors Inc., Memphis
     Cheryl Stewart, 901/767-7005
     www.rfshotel.com